Citibank, Sony, and even the Department of Defense have all recently been victims of cyber attacks. Just last week, book retailer Barnes & Noble announced that its credit card PIN pads had been hacked in 63 stores across the country, leaving customer credit and debit cards vulnerable to unauthorized purchase activity. In fact, the company reported that hackers had already made unauthorized purchases with some customer credit cards that were exposed in the attack. 

TIM ATKINSON
Senior Advisor

A friend of mine is a do-it-yourself home repair guy. He wanted a new deck, so he built one. The vinyl siding on his house needed cleaning, so he rented a power washer and spent his Saturday on a ladder. His son knocked a hole in the drywall, so he taught himself how to repair it. His workmanship is pretty good, but I have no doubt a pro could do it better. Build a nicer deck. Make the siding really sparkle. Patch the drywall without leaving a baseball-shaped bulge.