Platform
We leverage the size and scale of this program with the best insurance carriers to get great insurance options for small fleets and single units.
TrueNorth teamed with HNI, the country's premier truck insurance brokerage, to help get you the best insurance rates and service.
Compliance has a big impact on your cost of insurance. If you need help managing your CSA or DOT compliance, this program is there for you.
This program was designed for TrueNorth Carriers, so you can rest easy knowing you'll have the right insurance. Plus, it's backed by the country's top insurance companies for trucking companies.
Auto liability protects you from being held personally responsible for damages and injuries to a third party or a third party's property.
Cargo Insurance covers losses or damage to the commodities you are hauling while they are being transported.
Physical damage covers damages to your vehicle when you collide with another vehicle or object.
Workers’ compensation insurance covers medical expenses and a portion of lost wages for employees who become injured or ill on the job.
General Liability is for third-party injuries and property damage that occurs on your premises.
Yes. It is recommended that you obtain a new quote approximately 30 days prior to your current policy's renewal date. That way you will have plenty of time to compare your options and make a decision on which quote to choose. If you want to switch to HNI early (prior to the expiration of your current policy), that could be an option as well. In that case you would need to cancel your current policy when your new policy begins.
Go to www.hni.com/truenorth and complete the application by clicking on the 'Get a Quote' button. After submitting your information, you will receive a quote via email in approximately one business day. If additional information is needed in order to provide you with a quote, someone from the HNI team will reach out to you to gather that additional information. After receiving your quote via email, if you would like to accept the quote you must reply back to HNI and confirm that you would like to move forward. At that time you will receive a DocuSign contract to sign and make it official.
The quote is valid for 30 days unless specifically noted otherwise. All quotes are subject to a final review of information and data and are not a guarantee of insurance.
Your policy will be broken up into 12 monthly payments. If you add or remove tractors or trailers to your policy, your premium will increase or decrease at the rate quoted in your proposal. For example, if your rate per unit is $900/tractor/month in your proposal, adding a tractor will result in your premium increasing by $900 per month.
Your worker’s compensation premium is based on payroll, so adding employees will result in a higher monthly payroll, which will result in your worker’s compensation premium increasing by the rate quoted in your proposal.
Payments are made online through our PayNow portal either with a credit card or through an ACH withdrawal from a checking or savings account of your choice. For credit card payments, a convenience fee will apply. Go to this website to make a payment: https://afp.epaypolicy.com/
For your convenience, we also offer a recurring payment option so your payments can automatically be applied each month. Changes to your recurring payments can be made at any time by logging into your account and making the necessary adjustments.
This program provides you with all of the insurance coverages you need to operate as a trucking company, such as Auto Liability, Cargo Insurance, Physical Damage, Workers Compensation, and General Liability.
You and your employees also have the option to purchase individual health insurance as well through this link: https://www.smartandsimple.com/partners/true-north/
You can access these items by utilizing the InsurLink portal by clicking on the Login button in the menu bar (under Client Resources). If you'd rather reach out to us directly, email us at kmetzger@hni.com or call 1-877-204-6164.
You can add drivers or tractors to your policy by sending an email at afpsupport@hni.com or calling 1-877-204-6164.
You can sign up for a safety or compliance consultation, as well as review available safety resources, by going to acrisuretruckgroup.com/rrc/on-demand or contacting us at ztrepanier@hni.com or call 1-877-204-6164.
If you're not sure who to contact about filing a claim, you can contact HNI at 1-877-204-6164 or email Kristin at kmetzger@hni.com.
You can make most changes to your account by going into your Client Portal. If you can't get into your client portal, give us a call at 1-877-204-6164 or email Kristin at kmetzger@hni.com.
