[Don’t break the rules. Make them.]
Even with the proper controls in place, it is certain you will experience a loss. Our post loss advisors provide proactive oversight of the claim process. They carefully coordinate with all stakeholders to ensure that proper reserving techniques, up-to-date action plans and claims analysis combine to mitigate your loss.
Post Loss Reporting
When you have a claim, we make sure you’re taken care of. We’ll help you report the situation to the insurance carrier and when necessary, we’ll file a claim on your behalf. We follow up regularly to make sure that the adjustor assigned to your claim handles it promptly and fairly.
Claim and Reserve Management
We proactively manage your claims and reserve. When you have a claim, we will carefully track the status of any new developments and keep you in the loop. If there are areas of concern, we will work with the adjustor for you to get it resolved. Since the reserves held in anticipation of claims can impact your future insurance rates, we continually monitor this as well to help control overall costs.
Experience Mod Management
Gathering and analyzing your historical losses allows us to project your future experience modifier so that you know what to expect in your insurance rates. Once the experience mod is issued by the insurance carrier, we will verify for accuracy. We keep an eye on any and all claims that may close during a specific period and request a new calculation for your experience mod when we know it will save you money.