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In work comp settlements, demands often are made for funding of a Medicare Set-Aside (MSA). An MSA is money set aside for future medical expenses incurred by the claimant. MSAs exist to protect Medicare from paying for medical benefits that should have been paid for by the party responsible for the injury.
Attention all employers: An important Affordable Care Act (ACA) deadline is on the horizon. By no later than October 1, 2013, all employers must notify employees about the existence of the health care marketplace and provide marketplace contact information.
Many employers will encounter a particularly challenging type of employee — the employee you suspect is "gaming the system" when it comes to a work comp claim.
Insurance is tricky. It's not like buying a chair or a shirt or groceries. When you buy insurance, you're buying a promise. It's a promise that if something catastrophic happens to your business, your carrier is going to assist you to make your business whole again. Sometimes, though, it's tempting to question the value of insurance because it is an intangible product.
Right now, your top leadership ranks likely are staffed with experienced professionals who possess tons of institutional and industry knowledge.
To say the the Affordable Care Act is keeping employers on their toes is a bit of an understatement. Understanding health care reform — and getting compliant — is a significant undertaking for many organizations.
Onsite care clinics, if designed and managed appropriately, have the potential to reap major benefits for employers.
Your middle-aged workforce — while rich in experience, energy, and industry know-how — slowly is losing a quality-of-life battle. Back health starts to slide after age 35, and it happens to everyone. There are strategies, though, to lessen discomfort and head off major problems.
It’s hard to argue against the virtues of employee self-service, with benefits such as:
HNI works with high-performing companies to help them address the hidden risks in their business and avoid The Insurance Dependency Trap. This is done by proactively DE-RISKING their business so they can be less dependent on insurance.
HNI also offers the basic services of insurance and employee benefits. HNI has offices in Milwaukee, Chicago, and Minneapolis.