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OSHA released its Top 10 Most Cited Violations of 2011 today at the National Safety Council’s annual conference. Construction grabbed three spots, including #1 and #2 on the list. The remainder of the most cited violations can be found in any industry.
Imagine this scenario: You’re traveling to India on business and you get in a bad accident in your rental car. Will your policy from back home in the U.S. extend to the damage done to the car? More importantly, how can you find a safe, quality hospital that you can trust? Ask the cab driver taking you there and you’ll probably end up at the cheapest place in town – not necessarily where you’ll get the best care.
With the costs of health care continuously rising, employers need to arm themselves with the facts. The trends that emerge from benchmarking data are our only hope for predicting and planning for the future of health care.
On the football field, it’s pretty easy to know where you stand. The great quarterbacks — Manning, Brady, Favre — seem to have an internal clock, a rhythm for the game. They just know when the 30-second clock is about to run out. The rest of us can look up to the scoreboard to see a quick summary of the game — the score, the time remaining, the play clock.
In chess, “endgame” refers to the final moves of the game when only a few pieces are left on the board. It’s a critical point in the game; one wrong move can end it all. As a result, endgame strategies are often quite different than strategies used in earlier parts of the game. The trick is knowing when the endgame is about to begin. The very best chess players anticipate it. They plan for it.
Beginning in March 2009, employees who were involuntarily terminated could qualify for a 65% federal subsidy toward the cost of COBRA premiums. As unemployment rates continued to climb, for some unemployed individuals and their families, the subsidy made COBRA premiums affordable for many who might have chosen to go without health insurance.
If you're a business leader, it may seem impossible to imagine your last day driving the operations of your company. But if a big change took place tomorrow, would you be prepared? How would your company respond if something happened and you couldn't show up? Can your company survive without YOU?
HNI works with high-performing companies to help them address the hidden risks in their business and avoid The Insurance Dependency Trap. This is done by proactively DE-RISKING their business so they can be less dependent on insurance.
HNI also offers the basic services of insurance and employee benefits. HNI has offices in Milwaukee, Chicago, and Minneapolis.