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There's a simple way for employers to avoid work comp claims: Don't put the wrong worker to work. (Simple, but not easy, right?) The wrong worker is anyone who is physically unready or unable to perform essential job functions. Fitness for duty exams can help you ID the wrong worker. These exams can protect this individual from injury and you from your next work comp claim.
The reclassification this summer by the American Medical Association of obesity as “a disease state” effectively declared that one-third of all Americans has a medical condition requiring treatment. The obesity classification will have a tremendous impact on health insurers and workers compensation insurers alike.
December 1 is the training deadline for the new OSHA Hazard Communication standard. According to OSHA, about 43 million workers will be affected by the revised Hazard Communication Standard (HCS), which now is aligned with the international Globally Harmonized System of Classification and Labeling of Chemicals (GHS).
September is National Preparedness Month. Emergencies can strike any business at any time, and the spectrum of disruption is huge. For instance, losing power for one working day is a big deal. But think about how losing power for a week or more following a major storm (see: Sandy) would affect your business.
In work comp settlements, demands often are made for funding of a Medicare Set-Aside (MSA). An MSA is money set aside for future medical expenses incurred by the claimant. MSAs exist to protect Medicare from paying for medical benefits that should have been paid for by the party responsible for the injury.
Many employers will encounter a particularly challenging type of employee — the employee you suspect is "gaming the system" when it comes to a work comp claim.
The din of machinery fills my ears, even when obstructed by earplugs. Above me, pipes soar stretching, twisting, meeting, turning. I follow a large white tube with a finger stretched to the sky. My eyes and feet follow it while my body is carried along for the ride.
The plane crash July 6 of Asiana Airlines Flight 214 in San Francisco offers great insight about emergency planning. While three people were killed in the crash, 304 survived.
HNI works with high-performing companies to help them address the hidden risks in their business and avoid The Insurance Dependency Trap. This is done by proactively DE-RISKING their business so they can be less dependent on insurance.
HNI also offers the basic services of insurance and employee benefits. HNI has offices in Milwaukee, Chicago, and Minneapolis.