ART JOSETTI
HNI Account Executive 

Effective Dec. 31 (that's Wednesday), the U.S. government’s reinsurance program for terrorism insurance coverage will expire.

ERIN VAN HANDEL
HNI Marketing Coordinator

This holiday season, as you're playing Santa from your laptop or smartphone, be aware of the "shipping problem" scam.

ERIN VAN HANDEL
HNI Marketing Coordinator

DR. MARC GILEROVICH, DC
Medical Case Manager-Wisconsin,
The ALARIS Group

Chiropractors use a different language. If your employee is visiting a chiropractor for a work-related injury, will you be able to translate?

ART JOSETTI
HNI Account Executive

Here's a look at what to expect in business insurance in 2015, courtesy of HNI's risk-management-obsessed brain trust:

HUGH DEVLYN
HNI Benefits Director

Many employers use lifestyle management and employee wellness incentive programs to influence employee behavior. Their prize is slashed health care costs and increased productivity, thanks to improved employee health.

JILL WITTING
HNI Vice President and Relationship Manager

It's a cold, hard truth that when it comes to buying businesses insurance, lots of organizations view the process as little more than looking over the cost of a commodity.

KYLE MEINERT
HNI Risk Advisor

The holidays are upon us, with Thanksgiving and Black Friday gracing our calendars this week. This means lots of holiday cheer around the home, of course, and also lots of holiday decorations around your business, too.

THERESA DEW
HNI HR Manager

Clear, effective communication with workers is a never-ending goal for most organizations. Employees want to know that leaders are being transparent and honest with them about everything.

PATTY MURPHY
HNI Health Systems Consultant

Could wearable health technology be any hotter? Everywhere you look, the person next to you has a Fitbit around her wrist, monitoring everything from calories to hours slept to steps taken in a day.